Condo vs. Townhome Living in Arlington Heights: What’s Right for You?

When you’re looking to buy a home in Arlington Heights, one of the first questions we often hear is, “Should we buy a condo or a townhome?” It’s a great question—and not always an easy decision! Both options offer unique benefits and challenges, especially here in our vibrant northwest suburb of Chicago. In this article, we’ll walk through what it’s like to live in a condo versus a townhome in Arlington Heights, who each property type might fit best, and how costs and lifestyle considerations stack up. Our goal? To help you feel confident about which option matches your goals and lifestyle.

Key Takeaways

• Condos are typically lower-maintenance and more affordable upfront but may have higher monthly fees.
• Townhomes offer more space and privacy, often with private entrances and attached garages.
• Both property types appeal to different buyer segments, from first-time buyers to downsizers and investors.
• Your lifestyle, financial priorities, and long-term plans should drive your decision.

Understanding the Basics

Before we dive in, let’s clarify what we mean by condos and townhomes:

Condos in Arlington Heights: Pros & Cons

Pros

1. Low Maintenance

“We love that our condo association takes care of everything—landscaping, snow removal, even exterior repairs. It gives us more free time!”
— Condo Owner, Arlington Heights

• The HOA handles most exterior maintenance.
• No yard work or shoveling snow.
• Perfect for busy professionals or those who travel.

2. Affordability

• Typically lower purchase price compared to townhomes.
• Utility costs might be lower due to smaller square footage.

3. Amenities

• Many Arlington Heights condos offer amenities like pools, fitness centers, party rooms, and secure entry.
• Ideal for those who value convenience and community living.

4. Location

• Condos are often close to downtown Arlington Heights, Metra stations, restaurants, and shops.

Cons

1. HOA Fees

• Monthly fees can be significant ($250–$500+/month), covering maintenance and amenities.
• Special assessments for major repairs can be a surprise expense.

2. Less Privacy

• Shared walls and common areas mean less personal space.
• Limited ability to customize exterior or outdoor space.

3. Restrictions

• HOAs may have rules on pets, rentals, renovations, and noise.

Townhomes in Arlington Heights: Pros & Cons

Pros

1. More Space & Privacy

“Our townhome feels like a single-family home—with our own front door, attached garage, and even a small backyard for grilling.”
— Townhome Resident, Arlington Heights

• Multi-level living: often 2–3 floors.
• Private entrances and attached garages.
• Small outdoor spaces for gardening or pets.

2. Ownership Control

• You own the structure (inside and out), giving more flexibility for renovations.
• Fewer restrictions on décor or minor exterior changes.

3. Lower HOA Fees

• Still usually governed by an association, but fees are often lower than condos.
• You may be responsible for some exterior maintenance (e.g., roof or siding).

Cons

1. Maintenance Responsibility

• Homeowners may handle more repairs themselves (roof, siding).
• Yard care may not be included.

2. Higher Purchase Price

• Typically more expensive than condos—larger footprint means higher property taxes and insurance.

3. Fewer Amenities

• Less likely to have extensive shared amenities like pools or gyms.

Cost Comparison: Condos vs. Townhomes in Arlington Heights

Let’s break down typical costs to help you compare:

Prices vary by location, size, amenities, and age of building.

Who Should Consider a Condo?

We recommend exploring condos if:

• You’re a first-time buyer working with a budget.
• You want a “lock-and-leave” lifestyle (ideal for travelers or snowbirds).
• You value amenities like a pool or gym.
• Downsizers seeking simplicity and low maintenance.
• You’d like to live close to downtown Arlington Heights for easy access to shops and transit.

Who Should Consider a Townhome?

Townhomes might be best if:

• You need more space (e.g., families with children).
• You want privacy but aren’t ready for a single-family home.
• You value having an attached garage or small yard.
• You’re comfortable taking on some exterior maintenance.
• You prefer fewer rules about customization or pets.

Lifestyle Fit: Which Feels Like Home?

For Young Professionals

Many young professionals choose condos because of the convenient locations, security features, and minimal upkeep required. If you work downtown or travel often, this option can help simplify your routine.

For Growing Families

Townhomes provide extra bedrooms and living space—great for young families who need room to grow but want less maintenance than a detached house.

For Downsizers & Retirees

Both condos and townhomes can be excellent choices depending on your priorities. Condos win for low-maintenance living; townhomes offer some outdoor space while still being manageable.

For Investors

Condos are often easier to rent out due to affordability and demand from singles/couples. However, check rental restrictions before buying! Townhomes can attract longer-term tenants seeking more space.

Blockquote: What Our Clients Say

“We toured both condos and townhomes before buying. The condo’s amenities were great, but ultimately we wanted our own garage and a little yard for the dog—so the townhome was the perfect compromise.”
— The Anderson Family, Arlington Heights

Table: Quick Comparison Summary

Frequently Asked Questions

Q: Can we have pets in both condos and townhomes?

A: It depends on the association’s rules—some condos restrict pets or have size/breed limits; most townhomes are more flexible but always confirm before buying.

Q: Are there special assessments in both property types?

A: Yes! Both condos and townhomes can have special assessments when major repairs are needed. Ask about recent or upcoming assessments when shopping.

Q: Which is better for resale value?

A: Well-maintained properties in desirable locations tend to hold value well. Townhomes may appreciate more due to land ownership—but specific market trends vary year by year.

Q: Will we have our own laundry?

A: Most Arlington Heights condos and nearly all townhomes now offer in-unit laundry—though older condos may still have shared laundry rooms.

Making the Right Choice

When it comes down to it, there’s no universal answer—just what fits your needs best! We always recommend touring both property types in Arlington Heights to get a real feel for community atmosphere, layouts, and neighborhood vibes.

If you love the buzz of downtown living with every convenience at your fingertips—and minimal upkeep—a condo could be your best fit. If you crave just a bit more room, privacy, or flexibility (without all the responsibility of a single-family home), a townhome might be perfect.

How We Can Help

We’ve helped dozens of clients navigate this very decision in Arlington Heights—and we’re ready to do the same for you! Let’s discuss your priorities together:

• Budget
• Desired location
• Must-have features
• Lifestyle goals
• Long-term plans

Our hyper-local expertise ensures you’ll have all the latest insights on available properties, HOA details, neighborhood trends, and future resale value.

Ready to explore? Contact us today for personalized tours of condos and townhomes in Arlington Heights—or just to chat about what’s best for you!

Bookmark this guide if you’re considering your next move—and feel free to share it with friends or family navigating the same decision!

Caroline Gau • REALTOR®
Real Broker LLC | Northbrook & Chicago Suburbs

For expert guidance on buying or selling in Arlington Heights or any Chicago suburb, reach out anytime!